STORM DAMAGE
Hail Hit Chisago City. Here's What Homeowners Should Do Next.
Published: June 12, 2026 Read Time: 4 min
A line of severe thunderstorms tore through Chisago County late on June 10, dropping up to 1.75" hail and 60 mph winds across Chisago City and the surrounding area. If you're a homeowner waking up to find damage, you're not alone, and there's a clear path forward.
What the Storm Brought
The National Weather Service issued a severe thunderstorm warning for southeastern Chisago County in the early afternoon of June 10, with a line of storms moving northeast at 55 mph. According to the official NWS warning, the storms carried up to 1.75" hail and wind gusts up to 60 mph.
Quarter-sized hail is no small thing. At an inch in diameter and falling at speeds upward of 50 mph, it's more than enough to bruise shingles, dent siding, and ding metal flashing. Combined with 60 mph winds driving it sideways into homes, the damage can be significant even when nothing looks obviously broken from the street.
The warning specifically called out the expected impact: hail damage to vehicles and homes, and wind damage to roofs, siding, and trees. Chisago City sat squarely in the path.
Chisago City Experienced Significant Hail Damage
Chisago City experienced significant hail on June 10, and our team has already inspected several homes throughout the area. What we've found ranges from minor granule loss and cosmetic damage to more significant impacts affecting shingles, siding, gutters, and other exterior components. While every home is different, one thing is clear: much of the damage isn't visible from the street. That's why a professional inspection is so important after a storm of this size.
What We're Seeing in the Field
Following the June 10 storm, our team has been documenting hail impacts on homes throughout Chisago City and the surrounding area. In several neighborhoods, we've found damage that homeowners were completely unaware of until a close inspection was performed.
That's why we recommend having your roof, siding, gutters, and exterior inspected even if everything appears normal from the ground.
What to Check on Your Home
Most hail damage isn't obvious from the ground. The wind that came with this storm makes it worse, since it drives hail at sharper angles into roofs and siding. Here's what to look for as a starting point.
Roof Damage Signs
Missing, cracked, or curling shingles
Granules collecting in gutters or downspouts
Dents or bruises on shingles
Bent or damaged flashing around vents
Siding & Exterior Signs
Dents, cracks, or holes in siding
Loose, hanging, or detached siding sections
Dinged or damaged gutter sections
Damaged window screens
Important: Stay off the roof. Hail damage is best assessed by a trained inspector who can document everything properly. Walk the perimeter of your home, take photos of anything obvious, and leave the rest to a professional.
What to Do Next
Storm restoration follows a process, and the sooner you start, the smoother it goes. Most homeowner insurance policies have a window for filing storm claims (often 30 to 60 days, but check yours), so the worst thing you can do is wait.
Step 1: Document what you can see
Walk around your home, take photos of any visible damage, and note the date and time of the storm. Save any photos that show the storm itself, the size of hail (a quarter or coin next to a stone in a photo helps), or damage you can see from the ground.
Step 2: Schedule a free inspection
Call a local roofing contractor for a comprehensive inspection. A trained inspector will check the roof, siding, gutters, windows, and other exterior elements, and document everything with photos and a written report. This documentation is what you'll need for your insurance claim.
Step 3: File your insurance claim
This is where we step in. Once the inspection is wrapped up, we'll help you file the claim with your insurance carrier. We'll prepare the documentation, walk you through the paperwork, and coordinate the adjuster's visit so you're not figuring it out on your own. When your adjuster comes out to inspect the damage, we meet them at your home and walk through everything together.
Step 4: Restore your home
Once your claim is approved, work with your contractor to schedule the restoration. Quality materials, certified installation, and a final walkthrough should all be part of the process. Don't sign anything until you understand the full scope of work.
Choose a Contractor You Trust
After a major storm, homeowners often receive visits from contractors they've never heard of before. Before signing any agreement, take time to verify who you're working with, review their reputation, and understand what kind of warranty stands behind the completed work.
At Buildtec, every replacement project is backed by our Lifetime Workmanship Warranty because we believe the relationship with our customers shouldn't end when the last shingle is installed. We stand behind our work long after the storm has passed.
Need a free Chisago City storm inspection?
Buildtec is responding to storm damage calls in Chisago City and the surrounding area. Free on-site inspection, photo documentation, and full insurance claim support, including meeting your adjuster.
Why Insurance Claim Helps Matters
The insurance process is where homeowners get tripped up most after a storm. Adjusters can miss damage. Policies have specific requirements for documentation and timelines. A contractor who handles claims regularly knows what adjusters are looking for and how to make sure the full scope of damage gets covered.
At Buildtec, we meet the adjuster on-site, walk the damage together, and file supplements with your insurance company if additional damage is found during the project. We handle the paperwork so you don't have to fight with your carrier alone.
What Not to Do
Don't wait. Insurance claim windows are often short, and untreated damage gets worse with each rain.
Don't climb the roof. It's dangerous, and you can miss damage that a trained inspector would catch.
We're Here to Help
Buildtec is a locally owned roofing and siding contractor based in Stillwater, MN, with crews responding throughout the Twin Cities metro and into Chisago County after this week's storm. We handle the full restoration process, from inspection to insurance claim to final walkthrough, and we back every install with a lifetime workmanship warranty.
If your home took a hit on June 10, give us a call. The inspection is free, there's no obligation, and the sooner we get out there, the better.
As a family-owned roofing and siding contractor serving the St. Croix Valley since 2006, we've helped homeowners navigate storm restoration throughout Minnesota and Western Wisconsin for nearly two decades.
